Women Cooperative Association for Saving & Credit - Jericho

The Women Cooperative Association for Saving and Credit was founded in Jericho officially in 2002, with an aim to organize the Saving and Credit operations in that area, using the traditional way of collecting 10 JOD\month from each participant, and lending money to women who need small loans to start small businesses.

The Cooperative Association now consists of three groups including 178 contributing members until the end of 2019.


A pioneer feminine association that provides financial services, specially (Saving and Credit) to its members, it has a vital role in providing a better life for its members in all life aspects, and it is an example of how giving, contributing in cooperation should be.


Licensed feminine cooperative association, with a financial, administrative and independent personality, funded and run by its members, practicing (Saving and Credit), along with other development activities, aiming to develop rural Palestinian women, especially in Palestinian villages and enhancing the living circumstances of members.

Target Group:

The association targets female members from different areas of Jericho, who are 18 years old or above (No maximum age limit is determined), but its priorities for the next five years are ladies between the ages of 18 and 30 years old.

Lending product characteristics:

Affiliation Fees 10
Membership renewal 5


Loan characteristics:

Product Name Loan Limit (JOD)
General Loan 2,000


  2018 2019
Number of groups 3 3
Number of active members by the end of term 174 178
Total Value Shares (End of term’s balance) 53,903 56,277
Total Saving’s Value (End of term’s balance) 21.225 28,399
Total number of loans 229 242
Total number of issued loans 411 454
Total Value of issued loans 687,900 794,600
Number of active loans 69 64
Active Portfolio Value (outstanding balance of loan principal) 92,825 93,228