Saving and Credit Cooperative Association - Qalqilia

The Saving and Credit Cooperative Association was founded officially in 2003, with an aim to enhance the economic and social abilities of members in Palestinian villages, and enhancing their ability to obtain resources and manage them.

The Cooperative Association now consists of 9 groups including 230 contributing members until the end of 2019.


A pioneer feminine association that provides financial services, specially (Saving and Credit) to its members, it has a vital role in providing a better life for its members in all life aspects, and it is an example of how giving, contributing in cooperation should be.


Licensed feminine cooperative association, with a financial, administrative and independent personality, funded and run by its members, practicing (Saving and Credit), along with other development activities, aiming to develop rural Palestinian women, especially in Palestinian villages and enhancing their living circumstances.

Target Group:

The association targets female members from different areas of Qalqilia, who are 18 years old or above (No maximum age limit is determined), but its priorities for the next five years are youth between the ages of 18 and 55 years old

Lending product characteristics:

Affiliation Fees 10


Loan characteristics:

Product Name Loan Limit (JOD)
General Loan 5,000


  2018 2019
Number of groups 9 9
Number of active members by the end of term 253 230
Total Value Shares (End of term’s balance) 43,388 42,658
Total Saving’s Value (End of term’s balance) 43,313 38,566
Total number of loans 462 472
Total number of issued loans 818 841
Total Value of issued loans 1,296,459 1,352,709
Number of active loans 68 60
Active Portfolio Value (outstanding balance of loan principal) 115,829 88,205