Rural Women Cooperative Association for Saving and Credit - Tulkarem

The Rural Women Cooperative Association for Saving and Credit was founded in Tulkarem officially in 2002, with an aim to enhance the Economic and social abilities of its members in Palestinian Villages, and enhancing their abilities in obtaining resources and managing them.

The Cooperative Association now consists of 18 groups including 237 contributing members until the end of 2019.


A pioneer local association that provides financial services, specially (Saving and Credit) to its members, it has a vital role in providing a better life for its members in all life aspects, and it is an example of how giving, contributing in cooperation should be.


Licensed feminine cooperative association, with a financial, administrative and independent personality, funded and run by its members, practicing (Saving and Credit), along with other development activities, aiming to develop rural Palestinian women, especially in Palestinian villages, enhancing their role in economic, social, cultural and political aspects, based on the rules, principals and cooperative work ethics that are based in Self-Management, democracy, equality, justice and cooperation.

Target Group:

The association targets female members from different areas of Tulkarem, who are 18 years old or above (No maximum age limit is determined), but its priorities for the next five years are ladies between the ages of 18 and 50 years old.

Lending product characteristics:

Affiliation Fees 10


Loan characteristics:

Product Name Loan Limit (JOD)
General Loan 4,000
Start-up Loan 4,000


  2018 2019
Number of groups 17 18
Number of active members by the end of term 208 237
Total Value Shares (End of term’s balance) 85,194 87,525
Total Saving’s Value (End of term’s balance) 36,629 42,251
Total number of loans 469 484
Total number of issued loans 909 961
Total Value of issued loans 1,357,891 1,507,491
Number of active loans 101 92
Active Portfolio Value (outstanding balance of loan principal) 132,687 129,030