Rural Women Cooperative Association for Saving and Credit in Jerusalem

The Rural Women Cooperative Association for Saving and Credit L.L was founded in Jerusalem officially in 2003, with an aim to organize the Saving and Credit operations in that area.

The Cooperative Association now consists of 18 groups including 649 contributing members until the end of 2019.


A pioneer feminine association that provides financial services, specially (Saving and Credit) to its members, it has a vital role in providing a better life for its members in all life aspects, and it is an example of how giving, contributing in cooperation should be.

The Association is pioneer through:

  • Providing services that satisfy the needs of its members
  • Depending on its internal liquidity
  • Constant development for the loan portfolio
  • Providing high quality services
  • Earning profits for members


Licensed feminine cooperative association, with a financial, administrative and independent personality, funded and run by its members, practicing (Saving and Credit), along with other development activities, aiming to develop rural Palestinian women, especially in Palestinian villages, enhancing their role in economic, social, cultural and political aspects, based on the rules, principals and cooperative work ethics that are based in Self-Management, democracy, equality, justice and cooperation.

Target Group:

The association targets female members from different areas of Jerusalem, who are 18 years old or above (No maximum age limit is determined), but its priorities for the next five years are ladies between the ages of 18 and 45 years old.

Lending product characteristics:

Affiliation Fees 10
Share’s Upper Limit 500


Loan characteristics:

Product Name Loan Limit (JOD)
Educational Loan 1,000
Medical Loan غير محدد حسب الحالة
Productivity Loan 10,000
Special Needs Loan 10,000


  2018 2019
Number of groups 17 18
Number of active members by the end of term 647 649
Total Value Shares (End of term’s balance) 177,459 171,930
Total Saving’s Value (End of term’s balance) 197,219 205,044
Total number of loans 683 720
Total number of issued loans 1,379 1,478
Total Value of issued loans 3,317,090 3,700,390
Number of active loans 192 180
Active Portfolio Value (outstanding balance of loan principal) 366,581 421,831